Impact Investing for a Democratic and Just Economy
2025
AllHold Capital is a mission-driven investment fund designed to enable the equitable transition of business and real estate ownership to workers in low- and moderate-income (LMI) communities. We utilize a single, perpetual trust structure to hold both business operations and commercial property, creating good jobs, long-term benefits, and stable, community-rooted wealth. Each year, thousands of essential small businesses in LMI neighborhoods face closure due to owner retirement or displacement. AllHold Capital provides a solution: we facilitate the transition of these businesses and their real estate into a single, employee-owned trust. This integrated structure protects location permanence, prevents gentrification-driven loss, and embeds wealth with workers—not outside investors. By directing control and profits to workers and ensuring permanence of location, AllHold offers durable, replicable infrastructure for economic justice. Our inaugural fund is a $10 million, 10-year fund that invests in profitable small businesses ($500K–$5M valuation) with fewer than 40 employees and associated real estate. We use a blended capital approach—bringing together seller financing, our own catalytic capital, and senior debt from CDFIs and banks. Our investments support the transition to Employee Ownership Trusts (EOTs) that preserve place-based value. We believe this model builds long-term economic stability, prevents displacement, and turns small business succession into a community wealth-building opportunity.
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