1. Reframing Wealth: From Accumulation to Circulation

For centuries, wealth has been measured by accumulation, not aliveness. Across economies and generations, this narrow lens distorts what societies value—privileging financial capital while eroding other essential forms of human and ecological wealth.

The Life Capital Circulator (LifeCap Circulator) begins with a radical premise: redistribution can begin not with transfer, but with redefinition. If measurement defines reality, then expanding what we measure expands who and what matters.

When wealth is understood as a living flow across multiple dimensions, redistribution becomes an act of design, not charity.

The Circulator turns this insight into a redistributive technology prototype—a system that measures and mirrors how nine interdependent forms of life capital move through people, organizations, and societies: Financial, Intellectual, Social, Emotional, Life-Force, Spiritual, Relational, Creative, and Time.

By making invisible wealth visible, the LifeCap Circulator enables individuals, families, and institutions to rebalance what they hold, exchange, and regenerate across life. Redistribution thus begins through recognition—by restoring visibility and legitimacy to undervalued forms of contribution.

2. The Philosophical Framework: Existential Portfolio Theory (ExPT)

The Circulator is grounded in Existential Portfolio Theory (ExPT), developed by Ryna Mi to extend modern portfolio logic from finance into life systems. ExPT defines wealth as a multi-capital ecosystem optimized for meaning, vitality, and continuity—not merely return.

It rests on three laws of wealth ecology:

Structure (Stock): Wealth must have a stable form.
Circulation (Flow): Wealth must stay in motion.
Purpose (Yield): Wealth must generate value beyond itself.

Each form of capital expresses these three properties behaviorally. Together, they form a living model of Sovereign Wealthfulness —the capacity to convert resources into resonance, not just revenue.

The Circulator translates this philosophy into measurable form, becoming both a diagnostic and regenerative instrument for wealth rebalancing.

3. The Core Solution: A Redistributive Insight System

The LifeCap Circulator is a hybrid of measurement engine, reflection tool, and ethical data commons.
It does not move money—it moves awareness, visibility, and agency across the full spectrum of value.

Its central hypothesis is simple:

What societies measure determines what they protect.

If we measure only money, only money survives. But if we measure life in its plural forms, wealth begins to circulate differently.

The Life Capital Circulator’s prototype will:

> Quantify and visualize how nine capitals flow within and between people.
> Identify blockages and surpluses in that flow.
> Encourage micro-redistribution actions (sharing time, mentorship, creativity, or financial capital).
> Track the effects of these actions over six months, testing whether visibility itself can generate redistribution.

At scale, anonymized aggregation creates a collectivewealth intelligence layer — a participatory map of non-financial wealth that can inform regenerative policy, philanthropy, and enterprise.

Redistribution thus occurs through data decentralization and interpretive sovereignty—returning the power of meaning-making to those who generate real value.

4. System Design and Methodological Architecture

a. Measurement Layer
A structured item bank of behavioral statements—drawn from performance and well-being science—asks participants to rate real-life actions.
Example: “In the past 14 days, I used my creative energy to generate something others could experience.”
Each capital’s measurement blends Stock, Flow, and Yield indicators to capture stability, motion, and contribution.
These items are translated into multiple languages for cross-cultural testing.

b. Aggregation and Weighting
Composite indices for each capital (C*) are derived from ExPT’s Stock–Flow–Yield structure.
Weightings are provisional and empirically refined through pilot data. Financial capital is capped at ≤20% to prevent over-financialization.

c. Candidate Metrics
Two exploratory constructs will be developed and validated:

Wealth Circulation Efficiency (WCE): behavioral indicator of capital fluidity.
Return on Life Capital (RoLC): measure of how effectively life energy converts into meaningful yield.
Both evolve through Bayesian updates and factor analysis, guided by psychometric advisors.

d. Relational Architecture
An R-Matrix maps how each capital operates across three realms of Wealthfulness—Personal, Interpersonal, and Transpersonal — revealing where value exchange strengthens or weakens systemic resilience.

5. Pilot Methodology (Phase 1: 2025–2026)

Participants: 150 individuals across three socio-economic strata—high-income, middle-income, and under-privileged—balanced for age and gender.

Cadence: Bi-weekly reflections over 24 weeks (12 data waves).

Quantitative analysis will test reliability (α, ω ≥ .75), factor structure (EFA→CFA), fairness (equal opportunity difference, calibration drift), and sensitivity to change (effect size per redistributive action).

Qualitative analysis will include thematic coding of narrative entries to identify patterns of flow and blockage, supported by optional NLP-assisted sentiment mapping.

Algorithmic learning applies Bayesian models to refine weighting and fairness with each wave, gradually improving predictive capacity.

Outcome: A validated pilot item set and WCE/RoLC v0.2 specifications, plus a baseline dataset across socio-economic groups.

6. Ethical Architecture and Data Commons

Ethics are integral, not auxiliary. The Life Capital Circulator embodies mirror-not-monitor design: participants interpret their own data before any external analytics.

Key safeguards include:

Continuous consent: full data withdrawal or export at any time.
Local storage and anonymized aggregation: GDPR-compliant custody.
Fairness transparency: all bias metrics and model cards publicly disclosed.

A Governance-First Data Commons will be co-stewarded by a participant council, shared under Creative Commons BY-NC license, with technical decentralization (federated storage or blockchain) explored in Phase 2 alongside ethical-data partners.

Here, justice is structural, not symbolic: redistribution through measurement, not guilt.

7. Experience Design and Collective Learning

The prototype interface will be minimalist and human-centered, visualizing flow as rhythmic fields rather than static graphs, and meeting WCAG 2.1 AA accessibility standards.

Each participant will receive a reflection panel explaining their provisional WCE/RoLC readings in plain language. Monthly Learning Circles across cohorts will translate analytics into dialogue, enabling shared sense-making and feedback loops.
Data → Insight → Action → Reflection becomes a repeating circuit—the living logic of the Circulator.

8. Deliverables by June 2026

> Functional prototype (low-code interface + analytics engine)
> Validated pilot item set and WCE/RoLC v0.2 specifications
> Six-month multi-strata dataset (quantitative + narrative)
> Fairness audit and model card publication
> Governance handbook for the Data Commons
> Open methods paper shared with the Wealth Hackers community

9. Long-Term Path and Global Alignment

Phase 2 (2026–27): Integrate the Life Capital Circulator into family offices, foundations, and regenerative funds as a reflective allocation tool; evolve the federated Data Commons.
Phase 3 (2027–28): Collaborate with public-interest labs to pilot Wealth Circulation Efficiency as a well-being and redistribution indicator at policy level.

As mentioned above, the Life Capital Circulator directly advances multiple UN Sustainable Development Goals (5, 8, 10, 17) and in this sense, it operationalizes redistribution through recognition and power through participation—turning data into dialogue, and dialogue into systemic design.

10. Broader Vision: Toward Wealth Stewardship Intelligence

The Life Capital Circulator unites three disciplines rarely held in one frame: finance theory, psychometrics, and systems philosophy. It transforms measurement into meaning and meaning into movement.

In the long view, it could evolve into an open infrastructure for Wealth Stewardship Intelligence — a global standard for mapping, comparing, and regenerating the circulatory health of human systems. But first, this pilot builds the instrument, tests the signal, and shares the pattern.

It begins where wealth lost its way—at the point where value became measurable only in money.

By designing a tool that measures and mirrors life itself, the Life Capital Circulator invites a new question into economics:

How freely is the wealth of life moving now?