Switzerland
A redistributive insight system enabling measuring and mirroring of wealth flow across 9 forms of capital.
Proof of Concept
1-3 years
$35,000.00
Last update: October 05, 2023
The world suffers not only from unequal wealth distribution but from an unequal definition of wealth itself.
All modern redistribution mechanisms—taxation, philanthropy, ESG finance—operate within the same narrow financial ontology. Even when money moves “toward good,” the deeper architecture of inequity remains intact, because the map of what counts as wealth is incomplete.
Societies have been optimized for the preservation of financial capital while eroding other essential forms of wealth that sustain life—care, creativity, trust, vitality, and time. These are the unmeasured capitals that hold communities together, yet they remain absent from the dashboards of governance, philanthropy, and investment.
This absence is not neutral; it generates structural blindness. When only financial assets are counted, only those with financial assets matter.
Globally, the top one percent now hold more wealth than the remaining ninety-nine combined—but the deeper inequality is ontological: the power to define what “wealth” means.
Economic systems treat capital as material or monetary, excluding invisible sources of resilience:
Social capital — trust and belonging — is collapsing amid polarization.
Life-Force capital — health and vitality — is depleted by burnout.
Time capital remains unequally distributed: the poor sell theirs, the privileged buy others’.
Creative and spiritual capitals are undervalued, producing cultural fatigue and existential debt.
These are not “soft” variables; they are core drivers of systemic stability. Their invisibility creates epistemic bias that fuels inequity at every level—personal, institutional, civilizational.
The distortion is universal and self-reinforcing. Individuals optimize careers and portfolios through one-dimensional metrics, ignoring their real “portfolio of life.” Institutions allocate resources using tools that cannot register well-being, relational health, or meaning yield. Governments measure progress by GDP — a number that rises when forests burn or families fracture.
Even benevolent redistributions — impact funds, taxes, philanthropy — remain trapped in this paradigm. They move capital horizontally between holders but rarely vertically across the missing dimensions of value.
The Life Capital Circulator addresses this failure at its source. It does not merely move wealth — it changes what wealth is allowed to mean.
We cannot redistribute what we do not recognize.
We cannot steward what we do not measure.
We cannot evolve what we do not see.
The Life Capital Circulator expands wealth visibility from one dimension — financial — to nine interdependent forms of capital: Financial, Intellectual, Social, Emotional, Life-Force, Spiritual, Relational, Creative, and Time.
By hacking the architecture of measurement itself, the Life Capital Circulator enables redistribution through recognition — restoring visibility and legitimacy to undervalued forms of contribution. When value becomes visible, it becomes actionable.
In today’s wealth paradigm, data is the new asset class—but it is owned and monetized by the few. The Circulator rebalances this by giving individuals and communities ownership over their own wealth data.
Each participant holds a personal Life Capital Portfolio, deciding how to interpret and rebalance it. This autonomy transforms citizens from subjects of data extraction into authors of meaning.
At scale, anonymized aggregation forms a collective intelligence layer—a participatory map of non-financial wealth that informs regenerative policy, philanthropy, and enterprise. Redistribution thus occurs through data decentralization—power returning to the many who generate value, not the few who define it.
The Life Cap Circulator embeds JEDI principles into the definition of wealth itself. Historically, the capitals most contributed by women, Indigenous communities, caregivers, and creatives have been excluded from economic ledgers.
By quantifying Emotional, Relational, Time, and Creative capitals, the Life Capital Circulator legitimizes care as capital, creativity as currency, and time as a governance resource. This is redistribution through recognition — transforming what has been unpaid and unseen into data with economic and policy standing.
It is inherently feminist: rebalancing wealth not only across accounts but across epistemologies — from extraction to reciprocity, from domination to mutuality.
Each Life Capital Circulator profile acts as a microcosm of global wealth flow. When aggregated, these personal data points reveal structural imbalances across regions, genders, and sectors — identifying where non-financial depletion correlates with burnout, inequality, or social fragmentation.
Wealth systems fail not when money runs out, but when vitality and trust do. By surfacing those deficits early, the Circulator functions as a Wealth Early Warning System — enabling institutions and communities to redirect attention, time, and capital before crises manifest. Redistribution becomes proactive: a function of awareness rather than aftermath.
The Life Capital Circulator advances the Hacking Wealth mission on every key criterion.
It redistributes wealth and power by rewriting the unit of wealth from accumulation to circulation, shifting agency and definition itself.
It fulfills the Justice, Equity, Diversity, and Inclusion mandate by making historically invisible contributions—care, creativity, emotional labor, and time—measurable and actionable.
It exemplifies systems innovation by integrating finance theory, psychometrics, and systems philosophy into a unified redistributive model.
It delivers collective benefit by generating open-data insights for communities, philanthropy, and public policy, returning knowledge to the commons.
And it ensures sustainability through self-correcting feedback loops: when depletion in one capital becomes visible, natural rebalancing follows.
In essence, the Life Capital Circulator hacks the ontology of wealth itself, shifting redistribution from transaction to definition.
The Challenge’s participatory allocation model—where cohort members co-distribute resources — mirrors the Life Capital Circulator’s own principle of distributed intelligence. Our project strengthens that ethos through transparency, co-decision, and balance, bringing systemic measurement expertise and an operational prototype that lets the cohort itself embody regenerative redistribution.
In long-term scope, the Life Capital Circulator operationalizes multiple UN Sustainable Development Goals:
SDG 5 (Gender Equality): Valuing unpaid care and emotional labor.
SDG 8 (Decent Work and Economic Growth): Expanding recognition of non-financial value.
SDG 10 (Reduced Inequalities): Integrating multi-capital data into decision systems.
SDG 17 (Partnerships for the Goals): Creating shared measurement infrastructure for collaboration.
P.S. Redistributing money without redefining wealth is like pouring clean water into a poisoned well.
The Life Capital Circulator purifies the source — redefining value so that justice begins at the level of perception.
By turning measurement into the first act of redistribution, it fulfills the Hacking Wealth mission:
to move not only resources but recognition;
to shift not only flows but forms;
to redesign the architecture of wealth so that life itself becomes the unit of value.
For centuries, wealth has been measured by accumulation, not aliveness. Across economies and generations, this narrow lens distorts what societies value—privileging financial capital while eroding other essential forms of human and ecological wealth.
The Life Capital Circulator (LifeCap Circulator) begins with a radical premise: redistribution can begin not with transfer, but with redefinition. If measurement defines reality, then expanding what we measure expands who and what matters.
When wealth is understood as a living flow across multiple dimensions, redistribution becomes an act of design, not charity.
The Circulator turns this insight into a redistributive technology prototype—a system that measures and mirrors how nine interdependent forms of life capital move through people, organizations, and societies: Financial, Intellectual, Social, Emotional, Life-Force, Spiritual, Relational, Creative, and Time.
By making invisible wealth visible, the LifeCap Circulator enables individuals, families, and institutions to rebalance what they hold, exchange, and regenerate across life. Redistribution thus begins through recognition—by restoring visibility and legitimacy to undervalued forms of contribution.
The Circulator is grounded in Existential Portfolio Theory (ExPT), developed by Ryna Mi to extend modern portfolio logic from finance into life systems. ExPT defines wealth as a multi-capital ecosystem optimized for meaning, vitality, and continuity—not merely return.
It rests on three laws of wealth ecology:
Structure (Stock): Wealth must have a stable form.
Circulation (Flow): Wealth must stay in motion.
Purpose (Yield): Wealth must generate value beyond itself.
Each form of capital expresses these three properties behaviorally. Together, they form a living model of Sovereign Wealthfulness —the capacity to convert resources into resonance, not just revenue.
The Circulator translates this philosophy into measurable form, becoming both a diagnostic and regenerative instrument for wealth rebalancing.
The LifeCap Circulator is a hybrid of measurement engine, reflection tool, and ethical data commons.
It does not move money—it moves awareness, visibility, and agency across the full spectrum of value.
Its central hypothesis is simple:
What societies measure determines what they protect.
If we measure only money, only money survives. But if we measure life in its plural forms, wealth begins to circulate differently.
The Life Capital Circulator’s prototype will:
> Quantify and visualize how nine capitals flow within and between people.
> Identify blockages and surpluses in that flow.
> Encourage micro-redistribution actions (sharing time, mentorship, creativity, or financial capital).
> Track the effects of these actions over six months, testing whether visibility itself can generate redistribution.
At scale, anonymized aggregation creates a collectivewealth intelligence layer — a participatory map of non-financial wealth that can inform regenerative policy, philanthropy, and enterprise.
Redistribution thus occurs through data decentralization and interpretive sovereignty—returning the power of meaning-making to those who generate real value.
a. Measurement Layer
A structured item bank of behavioral statements—drawn from performance and well-being science—asks participants to rate real-life actions.
Example: “In the past 14 days, I used my creative energy to generate something others could experience.”
Each capital’s measurement blends Stock, Flow, and Yield indicators to capture stability, motion, and contribution.
These items are translated into multiple languages for cross-cultural testing.
b. Aggregation and Weighting
Composite indices for each capital (C*) are derived from ExPT’s Stock–Flow–Yield structure.
Weightings are provisional and empirically refined through pilot data. Financial capital is capped at ≤20% to prevent over-financialization.
c. Candidate Metrics
Two exploratory constructs will be developed and validated:
Wealth Circulation Efficiency (WCE): behavioral indicator of capital fluidity.
Return on Life Capital (RoLC): measure of how effectively life energy converts into meaningful yield.
Both evolve through Bayesian updates and factor analysis, guided by psychometric advisors.
d. Relational Architecture
An R-Matrix maps how each capital operates across three realms of Wealthfulness—Personal, Interpersonal, and Transpersonal — revealing where value exchange strengthens or weakens systemic resilience.
Participants: 150 individuals across three socio-economic strata—high-income, middle-income, and under-privileged—balanced for age and gender.
Cadence: Bi-weekly reflections over 24 weeks (12 data waves).
Quantitative analysis will test reliability (α, ω ≥ .75), factor structure (EFA→CFA), fairness (equal opportunity difference, calibration drift), and sensitivity to change (effect size per redistributive action).
Qualitative analysis will include thematic coding of narrative entries to identify patterns of flow and blockage, supported by optional NLP-assisted sentiment mapping.
Algorithmic learning applies Bayesian models to refine weighting and fairness with each wave, gradually improving predictive capacity.
Outcome: A validated pilot item set and WCE/RoLC v0.2 specifications, plus a baseline dataset across socio-economic groups.
Ethics are integral, not auxiliary. The Life Capital Circulator embodies mirror-not-monitor design: participants interpret their own data before any external analytics.
Key safeguards include:
Continuous consent: full data withdrawal or export at any time.
Local storage and anonymized aggregation: GDPR-compliant custody.
Fairness transparency: all bias metrics and model cards publicly disclosed.
A Governance-First Data Commons will be co-stewarded by a participant council, shared under Creative Commons BY-NC license, with technical decentralization (federated storage or blockchain) explored in Phase 2 alongside ethical-data partners.
Here, justice is structural, not symbolic: redistribution through measurement, not guilt.
The prototype interface will be minimalist and human-centered, visualizing flow as rhythmic fields rather than static graphs, and meeting WCAG 2.1 AA accessibility standards.
Each participant will receive a reflection panel explaining their provisional WCE/RoLC readings in plain language. Monthly Learning Circles across cohorts will translate analytics into dialogue, enabling shared sense-making and feedback loops.
Data → Insight → Action → Reflection becomes a repeating circuit—the living logic of the Circulator.
> Functional prototype (low-code interface + analytics engine)
> Validated pilot item set and WCE/RoLC v0.2 specifications
> Six-month multi-strata dataset (quantitative + narrative)
> Fairness audit and model card publication
> Governance handbook for the Data Commons
> Open methods paper shared with the Wealth Hackers community
Phase 2 (2026–27): Integrate the Life Capital Circulator into family offices, foundations, and regenerative funds as a reflective allocation tool; evolve the federated Data Commons.
Phase 3 (2027–28): Collaborate with public-interest labs to pilot Wealth Circulation Efficiency as a well-being and redistribution indicator at policy level.
As mentioned above, the Life Capital Circulator directly advances multiple UN Sustainable Development Goals (5, 8, 10, 17) and in this sense, it operationalizes redistribution through recognition and power through participation—turning data into dialogue, and dialogue into systemic design.
The Life Capital Circulator unites three disciplines rarely held in one frame: finance theory, psychometrics, and systems philosophy. It transforms measurement into meaning and meaning into movement.
In the long view, it could evolve into an open infrastructure for Wealth Stewardship Intelligence — a global standard for mapping, comparing, and regenerating the circulatory health of human systems. But first, this pilot builds the instrument, tests the signal, and shares the pattern.
It begins where wealth lost its way—at the point where value became measurable only in money.
By designing a tool that measures and mirrors life itself, the Life Capital Circulator invites a new question into economics:
How freely is the wealth of life moving now?
By the end of the Challenge, the Life Capital Circulator will have moved from concept to validated prototype, producing a new multilingual and measurable language for wealth redistribution — one that connects ethics, data, and human behavior:
1. Working Prototype (v0.2) of the Life Capital Circulator
A fully functional low-code prototype integrating the nine-capital measurement model (Stock–Flow–Yield structure) and two working metrics — Wealth Circulation Efficiency (WCE) and Return on Life Capital (RoLC). This will demonstrate proof of concept for multi-capital redistribution through measurement.
2. Validated Multilingual Measurement Framework
A multilingual item set — piloted bilingually and architected for expansion across core UN languages — ensuring the Circulator speaks the universal grammar of wealth.
The framework will be validated for linguistic and cultural reliability, sensitivity to change, and fairness across diverse participant strata. Fairness metrics (EOD, SPD, calibration drift) will be reported transparently as part of the audit, anchoring the design in empirical integrity and preparing it for global replication.
3. Multi-Strata Pilot Dataset (6-Month Study)
Behavioral and reflective data from a minimum of ≈150 participants representing high-net-worth, middle-income, and under-privileged groups. Comparative analysis will reveal early indicators of non-financial wealth inequality and redistribution potential.
4. Human-Centered Impact Evidence
Qualitative and behavioral insights showing measurable changes in how participants allocate time, attention, and relational energy after engaging with the Circulator — demonstrating that visibility itself can catalyze redistribution.
5. Ethical and Fairness Audit
A published Model Card detailing algorithms, fairness metrics, consent model, and “mirror-not-monitor” principles. Establishes a replicable benchmark for ethical wealth-tech design.
6. Governance-First Data Commons Blueprint
A documented prototype of participatory data stewardship, outlining how individuals and communities can co-own and manage multi-capital data — the foundation for a future Life Capital Data Commons.
7. Open Methods Paper
A peer-reviewed-style report synthesizing theoretical framing (ExPT), psychometric validation, and redistribution implications, shared with the Hacking Wealth cohort and academic partners.
8. Tested Learning Protocols
Facilitated Learning Circles and open-source reflection templates enabling communities to translate data into dialogue and design — turning measurement into meaning-making.
9. Strategic Roadmap for Scale (Phases 2 & 3)
A continuation plan including:
> Integration with family offices, philanthropic networks, communities and regenerative funds;
> Technical partnership exploration for federated data models;
> Publication of the first Wealth Intelligence Index in collaboration with global partners.
