Globally, the shortcomings of our current economic and social systems are becoming increasingly apparent. If we seek to re-invent our operating systems and build a better future that simultaneously considers planet and people and that aims to create prosperity for all, we need to first uncover the beliefs and behaviours that keep us chained to an unsustainable way of life.

Reaching the SDGs is not a mere technical challenge, nor will technical innovations alone create the desired solutions. Instead, we are facing a crisis of consciousness. The emergence of the Inner Development Goals or IDGs highlights the necessity of inner work as the foundation for outer action. However, even within the IDGs a most central element is not being addressed–our individual and collective relationship with money, which contains all of the cultural and psychological conditioning regarding how money flows between people and organisations

Currently, money, profit, the return on investment trumps everything; from our values to our visions to our relationships. We treat money as if it was a law of nature, completely unaware that it is us who have created money, the rules of the financial system and where money flows under what conditions. As the inventors of this tool, we can re-invent money, how money is used, or even abolish money entirely. But again, as we have witnessed with many innovations such as blockchain or bitcoin that once promised to free us from the chains of banks and governments, as long as we have not invested into expanding our money consciousness, we keep reproducing the same shadow into every new system we attempt to build. We slide back into patterns of greed, control and power over instead of power with.

The reasons behind wealth distribution are complex and encompass individual as much as collective aspects. The four-quadrant model (as first described by Ken Wilber) helps to illustrate their interconnections between visible and invisible aspects of the individual and collective (see illustrations and further explanations of the Four Quadrant model here: https://conscious-u.atlassian.net/wiki/x/AQCsHQ )

Often, only the upper two quadrants, individual behaviour and collective systems and processes, are considered in change efforts. To trigger sustainable shifts, we need to consider the lower quadrants, individual mindset and consciousness, as well as collective culture and communication.

Four years ago, ConsciousU founder Nadjeschda Taranczewski co-wrote a three-month online coaching programme together with Peter Koenig, the father of ‘the moneywork’. Since then, the CU*money programme has empowered hundreds of individuals to reshape their relationship with money. Through the meticulous unearthing of money narratives inherited through family and culture and understanding how they drive unhealthy attachments to money, CU*money opens new pathways in participants understanding and handling of money, including building and spending wealth in alignment with their values.

Currently, the CU*money programme exists in German and English. We are therefore limited by a linguistic and cultural barrier that prevents us from reaching Spanish-speaking communities with this type of profoundly transformative financial education. Without bridging this linguistic gap, it is impossible to share this simple and elegant ‘moneywork’ framework and methodology with millions of Spanish speakers. Traditional financial systems often exclude or exploit marginalised groups, and language barriers reinforce this exclusion.

Creating a Spanish language version of CU*money is not just about translation; it’s about adapting our proven methodology to align with the lived experiences, cultural nuances, and economic realities of Spanish-speaking communities. It’s about ensuring that money consciousness as a cornerstone of personal and societal flourishing is no longer a privilege reserved for the English-speaking world. This is our opportunity to make wealth consciousness truly inclusive, and to demonstrate how language and culture can be catalysts for economic transformation.

Financial literacy and wealth consciousness are more than useful skills; they are gateways to agency, dignity, and generational change. Yet, in the Spanish-speaking world, home to over 580 million people across Latin America, Spain, and the U.S., access to transformative financial education remains starkly unequal. Traditional financial systems often exclude marginalised communities, reinforcing cycles of poverty and dependency. In Latin America alone, nearly 30% of the population lives in poverty, and economic mobility is stifled by systemic barriers, including a lack of accessible, culturally relevant financial education. Particularly, women, indigenous communities, and rural populations are disproportionately affected, facing higher rates of financial insecurity and lower participation in formal economies.

By translating and adapting this programme for Spanish speakers, we aspire to access both members of underprivileged communities as well as next generation wealth holders who are yearning to engage in a meaningful conversation about the future. Self-esteem, relationships, intimacy, purpose, individual and collective prosperity; everything is shaped by our relationship with money, often especially for those inheriting wealth that might come with a heavy moral baggage. Inheriting money can bring freedom and possibility but for many, it is the cause of fear of loss, anxiety about not being ‘secure enough’ in the future, or a persistent sense of shame, guilt, or inadequacy. CU*money addresses the deeper layer of the psychology that drives the world’s economy by fostering a deeply personal yet holistic understanding of money: not just as an instrument for transaction, but as a medium for personal and collective transformation.

From Scarcity to Solidarity: Scaling Money Consciousness in the Spanish-Speaking World

From Scarcity to Solidarity: Scaling Money Consciousness in the Spanish-Speaking World