Challenge
Despite the urgent need for continued treatment and care, most HIV patients in Tanzania lack health insurance and face financial barriers to access needed care. Only 26% percent of Tanzania’s population has health insurance, either through the National Health Insurance Fund, and Community Health Funds, which provides limited benefits and target those in the informal economy. Private health insurance's cost is prohibitive for low-income communities, including many people living with HIV/AIDS.
Description
The Jamii product provides limited benefits for outpatient and inpatient care, including for HIV/AIDS, maternal and other care. Almost all diagnoses and treatments are covered up to a pre-set limit, making the product easy to understand and use. As Jamii Africa launched its pilot, SHOPS Plus helped design and implement community-based awareness campaigns to build enrollment among target populations, including people living with HIV.
Outcomes
During the pilot period and its partnership with SHOPS Plus (June – December 2017), Jamii Africa insured more than 5,100 Tanzanians in four regions.